1. Objectives

It is the goal of Harledcapital B.V., De Laan 3, 6611HA Overasselt, The UK (“Harledcapital”), to help users enter and navigate the cryptocurrency space, and provide tools to help users make their own sound decisions relative to growing their wealth. Services are intended for medium- and long-term investors.

2. Activities

2.1 Account creation

Harledcapital will create the necessary crypto exchange accounts on behalf of, and with permission of the user. Once account set-up is complete, users are provided with the account credentials and password change instructions, at which point users will have full control over their account. Users are the full and sole owner of their exchange accounts and carry all responsibilities that come with opening, holding, and managing such accounts.

2.2 Asset allocation

Harledcapital uses dynamic, proprietary algorithms to define and perform portfolio allocation, based on user input. Manual trades or transactions conducted by users may limit Harledcapital's account monitoring and reporting ability.

2.3 Fund deposits and withdrawals

Users are responsible for depositing and withdrawing funds to/from their account, however Harledcapital will provide clear instructions on how to do so.

2.4 Account monitoring and reporting

Harledcapital will continuously monitor user accounts and provide users with a monthly dashboard with easy-to-understand portfolio and performance details.

3. Fees

3.1 Fees

Harledcapital does not charge any additional or hidden fees. For any transaction or trading fees that may be charged by cryptocurrency exchanges and/or banks, users accept full responsibility.

4. Security

4.1 Infrastructure

Harledcapital is powered by Google Cloud. Google Cloud helps reducing the cost, complexity, and risk associated with security and compliance in the cloud.

4.2 Exchanges

Harledcapital thoroughly vets its partners and only works with major “top-10” exchanges. User funds remain on their personal exchange account and interactions between Harledcapital and user accounts are performed by means of customer owned API keys. API access is limited, hence in the unlikely event of a security breach, no fund withdrawal can take place.

5. Disclaimer

5.1 Financial advice

Harledcapital does not provide financial advice. Harledcapital is not a Registered Investment Advisor, Broker/Dealer, Financial Analyst, Bank, Securities Broker, Commodity Trade Advisor, or Financial Planner. The information provided, such as optimal fund allocation, is based on user input and for information purposes only. The Information is not intended to be and does not constitute financial advice or any other advice, is general in nature and not specific to you. Before using Harledcapital, users should seek the advice of a qualified investment professional and undertake their own due diligence. Harledcapital is not responsible for any investment decision made by users.

5.2 Warranties

Harledcapital disclaims to the full extent authorized by law any and all warranties, whether express or implied, including, without limitation, any implied warranties, merchantability or fitness for a particular purpose. Harledcapital does not warrant that its services and applications will be free of bugs, errors, viruses or other defects, nor that trade results will be profitable.

5.3 Liability

In no event can Harledcapital or any of its owners be liable to users or any party related to users for any indirect, incidental, consequential, special, exemplary, or punitive damages, lost profits, or losses, even if Harledcapital has been advised of the possibility of such damages. In any event, Harledcapital’s total aggregate liability to users for all damages of every kind and type (regardless of whether based in contract or tort) shall not exceed the fees paid to Harledcapital for the use of our services or applications.

6. Privacy

Harledcapital is fully compliant with GDPR (General Data Protection Regulation), an EU regulation enforceable as of May 25, 2018. Harledcapital stores the minimum possible amount of user data necessary to deliver its services. Stored user data includes: name, date of birth, country of residence, email address, and exchange API keys (encrypted). User data will never be shared with any third party before explicit user consent. Users have the right for their user data to be forgotten, which can be requested over email.

7. Communication

The User understands and agrees to the preceding sections. The User also agrees to the following:

• User reserves the right to stop using Harledcapital at any point;
• You agrees and warrants that any information provided to Harledcapital is accurate and complete;
• User agrees that Harledcapital is offering a Software as a Service (SaaS). This means that Harledcapital monitors user accounts on users’ behalf on exchanges that are not affiliated with Harledcapital;
• User agrees to take full responsibility for identifying and paying any tax liabilities that may exist as a result of trading, or Harledcapital services in general;
• This agreement is governed by and construed in accordance with the Dutch law and any dispute, which cannot be amicably resolved, shall be submitted to the jurisdiction of the Court in the UK;
• Harledcapital reserves the right to terminate or deny service to anyone, at any time, for any reason.